Granite Shield is an independent agency — we shop 14 carriers against each other for your home, auto, and business, then re-shop at every renewal automatically. When you claim, you call us, not a call center.
Coverage review free · Average first-year savings $640/household — verified across last year's new clients
▪ We show you every quote we found — including the ones that don't pay us best.
Replacement-cost coverage checked against actual local rebuild prices — the gap that surprises people after the fire.
Liability limits sized to what you own, not state minimums. Teen drivers priced across all 14 carriers, where it matters most.
BOPs, liability, commercial auto, and workers' comp for local operations — from food trucks to 40-person shops.
Term life priced in ten minutes, and the $200/year umbrella policy most families should have and don't.
Every claim our clients filed last year — 214 of them — was tracked by this office from filing to check.
That's the difference between buying a policy online and having an agent.
"The carrier offered $9,800 for the roof. Granite Shield re-opened it with their own contractor's estimate and the final check was $16,400. My agent did that, not my lawyer."
Home claim · 2025Commission from whichever carrier you choose — which is why we show you every quote, including lower-commission ones. Your rate is identical with or without an agent; the carrier prices the service in either way. You're just choosing whether anyone answers when it matters.
No — we handle the cancellation, the refund of unused premium, and the effective-date alignment so there's no gap. You sign twice; we do the rest.
Every renewal runs through the 14-carrier comparison automatically. Most years the answer is "stay put" — we moved 22% of renewing clients last year, and told the other 78% why staying was right. You get the comparison either way.
Common right now, and often beatable. Bring the renewal notice to the free review — of last year's rate-jump reviews, about 6 in 10 found a materially better placement.
Free 14-carrier review — we show every quote, even the ones that pay us less.
Home + auto shopped across 14 carriers. Avg first-year savings $640. Claims handled by name.
The review takes one call and your current declarations page. Free either way.
Every quote found, side by side with their current policy.
Coverage holes explained in plain English, no scare tactics.
What agent-supervised claims actually look like.
The two-signature process — we handle cancellation and refunds.
The annual comparison, every year, forever. The retention engine.
One call, every quote on the table — including "stay where you are," when that's the truth.
Get a Free Coverage Review▪ Claims answered by name · renewals re-shopped automatically